Friday, 25 September 2026

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The ECB examines the digitalisation of money and payments

The ECB publishes a report on the impact of digitalisation on money, payments, and finance, highlighting challenges for monetary policy.

Beatriz Lorenzo Aguirre
Beatriz Lorenzo Aguirre
· 1 min read

The European Central Bank publishes a report on the impact of digitalisation on money, payments, and finance. The document addresses the challenges and opportunities for the financial system.

The European Central Bank (ECB) has published a report titled "The digitalisation of money, payments, and finance," as noted by the institution on its website. The document analyses how technology is transforming the financial sector.

The report addresses aspects such as the emergence of new forms of digital money, the evolution of payment systems, and changes in financial intermediation. The institution based in Frankfurt points out that these developments pose challenges and opportunities for monetary policy and financial stability.

The ECB has not specified any concrete measures or timelines for action based on the conclusions of the document.

Beatriz Lorenzo Aguirre

Written by

Beatriz Lorenzo Aguirre

Redactora

Periodismo económico por la Carlos III y lectora compulsiva de cuentas anuales. Cafés a destajo, alergia a las notas de prensa vacías y memoria para los ERE; en Iber Empresa escribe de empresas y empleo.